Less debt, more degrees

Everyone deserves the chance to attend college without taking on crippling debt. 

That’s why we created DecidED, a student-centered college affordability comparison tool. DecidED removes the guesswork from selecting a college by empowering students to make clear and informed decisions. 

With DecidED, students can understand the true costs before and after financial aid, compare personal fit factors, and make a financial plan. All in one place!

How much is too much?

A college degree is one of the best investments a young person can make. In fact, the typical college graduate will earn roughly $900,000 more than the typical high school graduate over their career. College graduates are 2.5x more likely to be employed over the course of their lifetime. Those are big differences! 

Yet, let’s face it.  Many students don’t receive enough guidance about their financial options to make it through college with minimal debt. Financial aid letters full of jargon, incomplete information, and inconsistent formats prevent students from knowing the true costs of the universities they are considering. Even worse, nearly all college graduates admit to being hit with unexpected costs after arriving on campus.

This leads to frustration, uninformed decision making, and regret. And in the worst case, translates to a lifetime’s worth of debt. 

To us, it’s simple. Without real cost transparency, it’s impossible to make an informed decision. We believe that college needs to work for students. That’s why we created DecidED.

Personalized & accessible

With DecidED, you don’t need to be a financial whiz to read a financial aid award! Let us do the work for you! Our tool helps students, families, and their advisors see at a glance what the colleges they are considering actually cost.

Here’s how it works:

Just take a screenshot of your financial aid award letter, upload it to DecidED, and we’ll do the rest for you. You’ll see clear, personalized affordability labels for each school you’re considering (even if it’s one school!), know the full cost of college, and be ready to pay for it. 

And to make it even easier for you, DecidED includes life budget estimates, clear and simple guidance on loans and work-study, and a loan calculator so you can be confident and in control. 

We also know that you’re considering other really important factors like schools’ graduation rates, campus diversity, and average starting salaries. DecidED provides you with summaries that are personalized to your profile – so you can make the best decision.            

Stress less. Get peace of mind. Have fewer surprises.

Who we are

Meet Moneythink, the 501(c)3 edtech nonprofit behind DecidED. Since 2008, our organization has provided financial literacy and college financial planning guidance to over 32,000 students across the country. We’re proud that we’ve been able to help thousands of students make informed financial decisions at the times they’ve needed us most and build lifelong financial wellness habits.

Students and advisors work hard. But, with close to 20 million students attending college each year, there just aren’t enough coaches or counselors to go around. That’s why our tool will always be free to use for any student.

Visit our website to learn more about Moneythink and the team behind DecidED.

Get started!


Create an account to get your college affordability guidance all in one place and start exploring your dream schools today!


Are you an advisor or college access provider? Contact us to learn how to bring DecidED to your organization with our advisor dashboard.