DecidED recommends taking out no more than $5,500 per year in loans while in college because that is an amount you could reasonably pay off. Research shows you will need to make about $54,600 after you graduate to cover those monthly loan costs and still afford other living expenses. Tip: Some students find themselves needing…
There are many different kinds of loans available to students and each type works differently. Some loans are better than others, so we are here to help you learn about different loans. Once you know all of your options, you can make an informed choice about taking on debt. What is debt? Debt is money…
When you’re applying to college, there are many criteria you will need to consider. Tip: For a college to be considered a quality college, it should have at least a decent graduation rate, so keep that metric in mind as part of your deciding factor. 2. Colleges graduate students at different rates According to a…
Based on how you filled out the FAFSA, the government and the school you applied to decided that you needed a certain amount of money. However, there are some circumstances where you actually qualify for more money and should submit an “appeal” to the financial aid office at your college. Tip: If the answer is…
Search for scholarships at your college When you apply to college, you are automatically considered for some scholarships, but there may be others that require additional application. Here’s how you can find out more about these scholarship opportunities: Tip: Be careful about relying on scholarships to cover your costs. Always have a back up plan! Never…
Off-campus jobs, on-campus jobs, and work-study Here’s our advice on searching, applying, and interviewing for jobs. If you are planning on working while in college, you have three options. Off-campus jobs: These jobs are not offered through or associated with the college (e.g. neighborhood daycare, coffee shops, restaurants, etc.). On-campus jobs: Some of these jobs…
